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  • Injured Worker can’t switch to Doctor in Different Specialty

    Injured workers are not entitled to switch from an authorized physician to a doctor in a different specialty if they do not receive a timely response to their request to change doctors under their workers compensation claim, a Florida appellate court has ruled. Brenton Davis, the defendant in the case, was injured in June 2014 while working for Gallatin, Tennessee-based Servpro Industries Inc., court records show. Servpro was insured for workers comp at that time by Lakeland, Florida-based RetailFirst Insurance Co. Click here to read more:

  • Florida Workers Compensation a Dividing Issue

    The fallout from the Florida workers’ compensation rate hike is only just beginning and the posturing early on from stakeholders will help shape the collective response. Already, a lawyer has directed criticism at a national data analyst, who has in turn directly contradicted that lawyer to Insurance Business. The Florida Supreme Court placed limits on attorney fees in workers’ compensation cases and changed how long term disability rates were calculated. The rulings prompted the National Council on Compensation Insurance (NCCI) to readjust the compensation rate and, following an unsuccessful court challenge, a 14.5% hike was approved. Business groups complain the cost of employment is too high, citing workers’ compensation as a major component, while labor organizations say employees aren’t being made whole for their injuries and they’re not returning to work. Click here to read more:

  • Top Florida Stories of 2016: Workers’ Comp Market in Turmoil

    It would seem the biggest story would be the end of Florida’s hurricane drought as the state got hit by not one, but two hurricanes this year, the first hurricanes for Florida since 2005. ​ But those catastrophes weren’t the only storms Florida experienced in 2016. Florida Supreme Court decisions that upended the state’s workers’ comp system and subsequent rate hikes; the effect of ongoing abuse of assignment of benefits; the continuing battle over flood insurance rates; and the state’s first new insurance commissioner in 13 years, were all major headlines throughout the year. ​ Those in the industry say each of these stories will have a significant impact on the state going into 2017. Click here to read more:

  • Court Rules Florida Workers’ Comp Rate Hike to Remain, For Now

    Florida’s workers’ compensation rate increase of 14.5 percent will remain in effect while a Florida appeals court reviews a legal challenge to the state’s recent rate-making process. The First District Court of Appeals granted an extension to the stay issued on Nov. 28 when the Florida Office of Insurance Regulation (OIR) filed its notice of appeal to Leon County Circuit Court Judge Karen Gievers’ order halting the rate increase, which took effect Dec. 1. Click here to read more: ​

  • Lawmakers gear up for Workers' Comp Fight

    Tallahassee — The battle lines are being drawn. Or maybe they never went away. But Florida senators this week got a taste of the debate that will play out in the coming months among business, legal and labor groups as the Legislature looks at revamping the workers' compensation insurance system. For business groups, the issue is about too much money going to attorneys who represent injured workers. For workers' attorneys, the issue is about insurers not properly paying claims. And for labor unions, the issue is about a system that has slashed benefits for people hurt on the job. ​ Click here to read more:

  • Workers’ Comp Rate Hike Continues Despite Legal Squabbles

    A state appeals court Monday said an increase in workers' compensation insurance rates will continue amid a legal battle about whether Florida's Sunshine Law was violated during the rate-making process. The 1st District Court of Appeal approved a stay of a Nov. 23 ruling in which Leon County Circuit Judge Karen Gievers said the 14.5 percent rate increase should be rejected because of Sunshine Law violations. The stay will remain in place while the appeals court considers appeals of Gievers' Sunshine Law ruling. Click here to read more:

  • Florida Bill would allow Workers Comp Opt Out

    A Florida lawmaker reportedly has introduced a bill that would allow companies in the state to forgo purchasing workers compensation insurance. ​ The bill, introduced Wednesday by state Rep. Cord Byrd, a Republican from Jacksonville Beach, Florida, would permit employers to elect not to purchase workers comp insurance, according to a copy of the legislation posted online by Florida Politics. Employers that don’t provide workers comp coverage would be required to notify their employees, and their workers would be allowed to file tort claims against the company if injured at work. Click here to read more:

  • Editorial: Decide Workers' Comp Rates in the Sunshine

    Florida's workers' compensation system has seen significant upheaval this year, with two Supreme Court opinions voiding much of the law and creating uncertainty for businesses. That underscores the importance of determining workers' comp rate increases in the open so the public can assess whether they seem fair and justified. Instead, the ratings agency that proposes rates and the state Office of Insurance Regulation, which approves them, did their work in secret. Now a circuit judge in Leon County has found that work should be done in the sunshine, and she's absolutely right. Click here to read more:

  • James F. Fee, Jr. vs. NCCI and FLOIR et. al - Final Opinion filed November 23, 2016

    The Circuit Court of the Second Judicial District declared that NCCI and FLOIR were not in compliance with Florida Sunshine Law statutes. The ruling is contained here. Click here to read more:

  • State issues Final Order for Workers’ Comp Cost Increase

    As expected, state insurance regulators have issued a final order jacking up the price of worker’s compensation insurance by nearly 15 percent. The order was published Thursday. The decision approves the National Council on Compensation Insurance (NCCI) request “for an overall combined statewide average rate increase of 14.5 percent,” the Office of Insurance Regulation said in a press release. The rate hike, which applies to new and renewal policies, is effective Dec. 1. The increase continues to be bitterly opposed by business groups. Click here to read more:

  • Workers’ Comp Rates pegged to go up 14.5 percent

    Pointing to a major Florida Supreme Court ruling on attorneys’ fees, state regulators issued an order Tuesday that said workers’ compensation insurance rates should increase 14.5 percent starting later this year. The long-awaited order by the Florida Office of Insurance Regulation trimmed a proposal that called for increasing rates 19.6 percent. Nevertheless, business groups immediately warned that a 14.5 percent increase would hurt employers. Click here to read more:

  • Florida Insurance Regulators approve 14.5 percent Hike in Workers' Comp Rates

    Florida insurance regulators on Tuesday tentatively approved a 14.5 percent increase in workers' compensation insurance rates. Industry representatives had sought a 19.6 percent hike. ​ ​The National Council on Compensation Insurance, an industry group authorized to make rate filings on behalf of workers' comp insurers, hinged much of its rate request on the impact of a Florida Supreme Court decision in April that declared a mandatory cap on attorneys' fees for such cases was unconstitutional. Read more here:

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